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Harvest Small Business Finance

Harvest Small Business Finance, LLC ("Harvest" or the "Company") is a Small Business Lending Company ("SBLC") dedicated to impacting economic empowerment by originating, owning, selling, and servicing small business loans. These loans are backed by first-lien, owner-occupied, multi-purpose commercial real estate under the U.S. Small Business Administration’s (“SBA”) 7(a) loan program.


Harvest holds one of only 14 SBLC licenses issued by the SBA that allow non-banks to originate SBA 7(a) loans. Since July 2016, Harvest has originated approximately $1.4 billion of SBA 7(a) loans, and currently has a servicing portfolio in excess of $1.1 billion. Out of the 1,146 loans that Harvest has originated since July 2016, only 5 loans have permanently defaulted. Harvest is consistently ranked among the top ten SBA 7(a) lenders nationwide. Harvest currently employs 43 Business Development Officers (“BDOs”) in 20 states, and will continue to hire best-in-class BDOs as they become available. Harvest also hires Business Development Associates who train under BDOs to become successful BDOs themselves.


Harvest’s senior management team has extensive experience growing and managing successful SBA lending platforms. Prior SBA lending platforms include the Bank of Yorba Linda, CNL Commercial Finance, Lehman Brothers Small Business Finance, Plaza Bank, Heller First Capital and Wachovia National Bank.



Howard Kim

SVP, Special Assets Manager

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