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Business Development

Southwest
Clark Stephens

Clark Stephens

SVP Regional Manager

As a Harvest Regional Sales Manager, Clark Stephens strives to deliver creative solutions for commercial real estate lending.

With more than 22 years of...

Jim Howell

Jim Howell

SVP Business Development

Jim Howell brings decades of experience to the table. He’s been a correspondent for Zions for the last 18 years, working with his wife Jackie as his loan processor.

His background also includes construction lending in oil and gas, and computer equipment

Cassie Bowman

Cassie Bowman

SVP Business Development

Cassie has worked in the commercial financing industry for many years where her background has been brokering commercial loans. Cassie recently teamed up with Harvest who offers CRE conventional...

Anthony Ray

Anthony Ray

VP Business Development

Anthony Ray lives in Phoenix and has worked in the banking industry for 29 years, initially at Bank of America, training new bankers in their Collections Department and Fraud Prevention. Later he joined Bank One, Chase and Comerica. By 2017, he moved over to National Bank of Arizona then PNC Bank, where...

Nicole Hawkland

Nicole Hawkland

AVP Business Development

Nicole Hawkland is our Southwest Regional Business Development Associate who is an Arizona native with over 2 years of SBA lending experience. She collaborates directly with her southwest...

Cindy Santilena

Cindy Santilena

SVP, CCIM, Business Development

With 15 years experience in SBA lending, Cindy has become an industry leader helping small businesses realize their dream of commercial real estate ownership.  Her experience working for a leading Certified Development...

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